Smithville, Missouri 64089 · Clay County

The Northland trade, made plainly

Smithville asks for the longest drive of any market Paul works, and gives back the newest houses, the highest ownership rate and the largest lake in the Kansas City metro. Whether that is a good trade depends entirely on your week, and Paul will say so either way.

What Smithville asks

  • A mean commute of 28.9 minutes each way, the longest of Paul's four markets (ACS 2023)
  • Around 20 miles between you and downtown Kansas City
  • A rental yield under one percent of value, so this is an appreciation hold rather than cash flow

What Smithville gives back

  • 68.6 percent of homes built in 1990 or later, the newest stock Paul covers (ACS 2023)
  • 86.1 percent owner-occupied, the highest ownership rate in his coverage
  • 7,190 acres of water with 175 miles of shoreline, the largest lake in the metro

A builder's eye on the newest houses in the Northland

Paul Sidwell has lived in the Kansas City area since 2001 and has been licensed since 2014, in Missouri and in Kansas, with RE/MAX Revolution. Before real estate he worked in home construction and remodeling.

Smithville is the one market in his coverage where that background points forward rather than backward. Roughly seven in ten Smithville homes were built in 1990 or later, and new construction is active right now on streets like Lake Meadows, Blackhawke and the 194th Court blocks. On a new build the questions are the allowance list, the grading, the phase schedule and what the finished street will look like in three years. Paul has stood on both sides of that conversation.

He holds the Certified Residential Specialist designation along with ABR, CFSP, AHWD, CPS, RENE and e-PRO training, and he co-authored The Hidden Costs of Overpricing. His office is at 2 Victory Drive in Liberty and his practice runs across the Northland in Clay and Platte counties.

Four things that make Paul uniquely different in Smithville

He represents you on the builder's paperwork

A model home is a sales office. Paul reads the allowance list, the change-order terms and the phase schedule, and he attends the builder walkthroughs so the punch list is written down by someone on your side.

He prices new against resale

Smithville sells a $289,000 builder plan and a $629,000 custom in the same month. Comparing a new build to a ten-year-old resale on price alone is how buyers overpay, and it is the subject of the book he co-authored.

He will talk you out of the drive

Twenty-nine minutes each way is about 240 hours a year. For some households that buys a newer house and a lake. For others it does not, and Paul would rather say so before you write than after you move.

He underwrites the lake honestly

Smithville is the one market in his coverage with a genuine recreational draw. It is also a market where rent runs under one percent of value. He will show you both numbers.

A mill town that got a lake

Humphrey Smith, known locally as Yankee Smith, settled on the Little Platte River in 1822 and built the first water-powered flour mill in Clay County. The settlement around it was called Smith's Mill before it became Smithville, and the city incorporated in 1868.

The event that made the modern city came a century later. The Army Corps of Engineers authorized Smithville Dam in 1965, began construction in 1972 and finished the dam in 1977. Impoundment started in 1979 and produced a 7,190-acre reservoir with 175 miles of shoreline, built first for flood control and water supply and second for everything people now drive up here to do.

What followed was growth. Nearly seven in ten Smithville homes were built in 1990 or later, and builders are still platting. The result is a small city with a historic downtown on the National Register, a lake that draws more than a million visits a year, and subdivisions that did not exist when the dam was finished.

New build or resale, priced side by side

Smithville is the one market where this is the first question, not a detail.

Smithville inventory, side by side
Buying newBuying resale
Typical rangeRoughly $286,000 to $630,000Roughly $140,000 to $680,000
What is on the market
  • Active builder inventory on Lake Meadows Drive, the NE 194th Court blocks, Blackhawke and Grey Hawke.
  • Plans running from about 1,498 to 2,732 square feet, so the price spread is mostly size and finish level.
  • Warranty on the structure and systems, and nothing deferred on day one.
  • Everything from a 1,156 square foot in-town home to custom acreage off the highway and around the lake.
  • About 22 percent of the city's stock predates 1980, and 4.2 percent predates 1939, concentrated near downtown.
  • Established lots, mature trees and a price per square foot that usually beats the builder's.
What Paul checksThe allowance list, the change-order terms, the grading plan and what the phase schedule means for your street.System ages, septic and well where it applies, the flood designation near the creeks, and permits on any addition.

What Smithville costs, and how long it takes

$372,027
Median sale price over the three months ending May 2026, up 5.5 percent year over year (Redfin)
30 days
Median time on market, up from 18 days a year earlier
$165
Median price per square foot, down 5.4 percent year over year
58
Homes sold in May, up from 44 a year earlier

Read together those four numbers describe a market that is still appreciating while taking longer to clear, which is what happens when builder inventory and resale compete for the same buyer. Homes.com puts the trailing twelve-month median at $365,000 and average days on market at 47. Zillow's series for the ZIP ran between $373,367 in April and $405,917 in June 2026. None of those are wrong; they measure different windows.

Figures come from Redfin, Zillow and Homes.com and shift month to month. Smithville closes a modest number of homes each month and sells across a very wide range, so a citywide median is a starting point rather than an appraisal.

Is the drive worth it for your household?

Paul will price your street against Liberty and Gladstone so the trade is a number, not a feeling.

Call (816) 812-4865

100 things worth knowing about Smithville

Ten subjects and one hundred specifics, drawn from the public record and Paul's market notes.

Market FundamentalsPrice, pace and supply
  • Over the three months ending May 2026, Smithville's median sale price was $372,027, up 5.5 percent from the same period a year earlier (Redfin).
  • The median Smithville home sold in 30 days over that stretch, up from 18 days a year earlier.
  • Median price per square foot was $165, down 5.4 percent year over year even as the median price rose.
  • 58 homes sold in May 2026, up from 44 in May 2025.
  • Redfin scores Smithville 72 out of 100 on its Compete Score, in the very competitive band.
  • Homes.com puts the trailing twelve-month median at $365,000 with average days on market of 47.
  • Zillow's median sale price series for ZIP 64089 ran between $373,367 in April 2026 and $405,917 in June 2026.
  • Recent Smithville sales have ranged from about $140,000 for a small in-town home to nearly $680,000 for custom acreage.
  • Builder inventory listed in the city has run from roughly $286,000 to $630,000 depending on plan and finish.
  • Because the city closes a modest number of homes a month across a very wide range, one custom sale moves the citywide median noticeably (Paul's market notes).
Smithville LakeThe largest water in the metro
  • Smithville Lake covers 7,190 acres on the Little Platte branch of the Platte River, making it the largest body of water in the Kansas City metropolitan area.
  • It carries 175 miles of shoreline and about 5,000 acres of surrounding public land.
  • The dam was authorized in 1965, construction began in 1972, the dam was completed in 1977 and impoundment began in 1979.
  • The earthen dam runs 4,000 feet long and stands 105 feet high at its crest, holding a maximum of 246,500 acre-feet.
  • The lake was built primarily for flood control and it supplies the drinking water for the City of Smithville.
  • It is the tenth largest of the Corps lakes in the Kansas City district, but third by shoreline.
  • The lake draws more than 1.3 million visits a year.
  • Facilities include two full-service marinas with boat rentals, a sailboat-only marina, two swim beaches, 777 campsites and a dockside restaurant.
  • Land-side recreation includes 25 miles of walking and biking trails, 26 miles of equestrian trails, 11 miles of single-track mountain biking and four disc golf courses.
  • Smithville Lake receives more fishing pressure than any other large reservoir in Missouri, and still produces bass, crappie, catfish and walleye.
How Smithville BeganYankee Smith and the mill
  • Humphrey Smith, known as Yankee Smith and born in 1774, settled the site in 1822 with his wife Nancy and their seven children after migrating from New York.
  • The family built the first water-powered flour mill in Clay County on the Little Platte River.
  • The settlement was originally called Smith's Mill and became Smithville, by one account because another Missouri settlement already carried the first name.
  • A population formed into Smithville proper through the 1830s around the mill.
  • The city was officially incorporated on July 6, 1868.
  • Floods and fires reshaped the town repeatedly across the 19th and early 20th centuries.
  • Humphrey Smith died on May 5, 1857.
  • The Downtown Smithville Historic District was listed on the National Register of Historic Places in 2014 for its preserved 19th and early 20th century architecture.
  • The Main Street District still anchors the city, with Courtyard Park hosting events and an Octoberfest each fall.
  • The Jerry Litton Visitor Center at the lake serves as the regional interpretive center.
SchoolsSmithville R-II
  • Smithville is served by the Smithville R-II School District.
  • The district enrolls more than 2,500 students, making it far smaller than North Kansas City or Park Hill.
  • A smaller district means a single set of attendance boundaries rather than the multi-feeder maps buyers navigate in Liberty or Park Hill (Paul's market notes).
  • The district boundary extends past the city limits into surrounding Clay County, so the assignment belongs to the address rather than the city.
  • Paul verifies the attendance assignment for every Smithville property before a client commits.
  • Among Smithville adults 25 and older, 29.7 percent hold a bachelor's degree or higher and 93.4 percent finished high school (ACS 2023).
  • 28.1 percent of Smithville residents are under 18, the highest share in Paul's Northland coverage (ACS 2023).
  • The school district levy is a meaningful component of a Smithville property tax bill, as it is across Clay County.
  • Buyers comparing Smithville with Liberty or Gladstone are comparing three separate districts with three separate levies (Paul's notes).
  • Tenants inside a preferred district tend to renew through a school career, which is part of why Smithville rentals turn over slowly (Paul's notes).
New Construction and Housing StockWhat is built here
  • 68.6 percent of Smithville's housing was built in 1990 or later: 29.2 percent in the 1990s, 24.2 percent in the 2000s, 14.4 percent in the 2010s and 0.8 percent since 2020 (ACS 2023).
  • Only 22.3 percent predates 1980, and 4.2 percent dates to 1939 or earlier, concentrated near the historic downtown.
  • Single-family detached homes make up 78.4 percent of the housing stock, the highest share in Paul's coverage.
  • The median Smithville home has 6.3 rooms.
  • The city has 4,063 housing units and 3,930 occupied households.
  • The housing vacancy rate is 3.3 percent, the tightest in Paul's coverage.
  • Active builder inventory has run on Lake Meadows Drive, the NE 194th Court blocks, Blackhawke Drive, Grey Hawke Ridge and Prairie Rose Circle.
  • Builder plans in the city have listed from about 1,498 to 2,732 square feet.
  • The census median value of an owner-occupied home is $272,500, a five-year figure that sits below current sale prices.
  • New construction and resale compete for the same buyer here, which is unusual in the Northland and shapes how both should be priced (Paul's notes).
The Commute TradeDistance, roads and time
  • Smithville commuters report a mean travel time of 28.9 minutes each way, the longest in Paul's Northland coverage (ACS 2023).
  • The city sits roughly 20 miles north of downtown Kansas City.
  • US Route 169 is the primary route south into the metro.
  • The lake itself is described as within 30 minutes of downtown Kansas City.
  • 10.9 percent of working Smithville residents work from home, the lowest share in Paul's coverage (ACS 2023).
  • That combination, a long drive and comparatively little remote work, means the commute is a real weekly cost for most households here (Paul's notes).
  • At 28.9 minutes each way, a five-day commute runs roughly 240 hours a year, which is the number Paul asks buyers to weigh (Paul's notes).
  • Kansas City International Airport sits west of the city and is a shorter trip than downtown for many Smithville addresses.
  • Liberty, with its hospital and retail corridor, is the closest full-service city and a common stop on the way home (Paul's notes).
  • Buyers who value a predictable drive over a short one tend to do well here; buyers who underestimate it tend not to (Paul's notes).
RecreationGolf, trails, camping and downtown
  • Paradise Pointe Golf Complex offers two public 18-hole courses alongside the lake, 36 holes in total.
  • Smith Fork Park and Camp Branch provide campgrounds among the lake's 777 campsites.
  • Clay County Park sits on the southeastern shore of the lake.
  • The lake hosts the Kansas City Trapshooters Association.
  • Public hunting at the lake includes managed goose hunts and youth and ADA white-tail deer and turkey hunts.
  • A native grassland revitalization project covers roughly 2,300 acres around the lake.
  • Heritage Park and the city's parks system provide sports fields, trails and playgrounds inside town.
  • The Main Street District carries independent shops and restaurants in the historic downtown.
  • Courtyard Park downtown hosts community events through the year, including an Octoberfest each fall.
  • The 1993 flood killed much of the lake's aquatic vegetation, and the restoration that followed produced one of its strongest fishing years in 2005.
Who Lives HereACS 2023 five-year estimates
  • Smithville's population is 10,552, living in 3,930 households that average 2.67 people.
  • The median age is 36.8.
  • Median household income is $99,925, the second highest in Paul's Northland coverage.
  • 86.1 percent of occupied homes are owner-occupied and 13.9 percent renter-occupied.
  • That ownership rate is the highest of any market Paul covers, by a wide margin.
  • 28.1 percent of residents are under 18 and 14.4 percent are 65 or older.
  • Median gross rent is $977 and the median monthly owner cost with a mortgage is $1,741.
  • 29.7 percent of adults 25 and over hold a bachelor's degree or higher.
  • Smithville's small population means five-year census estimates carry wider margins than they would in a larger city, so Paul treats them as direction rather than precision.
  • The city spans parts of Clay and Platte counties, though the bulk of it sits in Clay.
Investment RealityThe honest numbers
  • Zillow's rent index for ZIP 64089 stood near $1,861 in July 2026 against a median sale price between roughly $373,000 and $406,000 that spring.
  • That puts gross rent well under one percent of value, which means Smithville is an appreciation hold rather than a cash-flow market.
  • What pays here is time: equity growth plus a tenant who stays through a school career (Paul's notes).
  • The 86.1 percent ownership rate means the renter pool is small, so a rental here competes for a narrow slice of the market (Paul's notes).
  • Northland rents generally track about 0.8 to 1.0 percent of a property's value per month, and Smithville sits at the bottom of that band (Paul's notes).
  • Smithville offers the most direct access to Smithville Lake, which is a genuine recreational draw and the one place in Paul's coverage where short-term rental demand is real (Paul's market notes).
  • Anyone considering a short-term rental should confirm the city's current rules and any subdivision restrictions before buying on that basis (Paul's notes).
  • New construction competes directly with resale here, which caps how fast an older home can appreciate without updates (Paul's notes).
  • The tight 3.3 percent vacancy rate supports values but gives buyers little slack when they need to move quickly (Paul's notes).
  • Missouri property taxes reset on assessed value after a purchase, which buyers moving up into Smithville frequently fail to budget for (Paul's notes).
What Paul Checks Before You BuyThe address-level details
  • The builder's paperwork. On a new build Paul reads the allowance list, the change-order terms, the grading plan and the phase schedule before a contract is signed.
  • What the finished street becomes. Buying into phase one means living beside phase three. Paul checks the plat and the build-out timeline.
  • Well and septic on the edges. Properties outside the city's service area may need well flow testing, water quality testing and a septic inspection, which adds several hundred dollars or more at closing.
  • Flood designation near the creeks. The Little Platte and its tributaries run through the area, so Paul pulls the designation for anything near water.
  • Which county and which district. Smithville spans Clay and Platte counties and the school boundary runs past the city limits, so both get verified at the address.
  • Lake access, in writing. Proximity to the lake is not the same as access to it. Paul checks what a given subdivision actually conveys.
  • The commute, measured. Paul asks buyers to drive it at the hour they would actually drive it, before they write.
  • System ages on resale. On anything predating 1990 the roof, panel, furnace and water heater get checked before the offer rather than after.
  • Permits on additions. Older in-town homes near downtown often carry additions, and unpermitted work surfaces at appraisal or financing.
  • New against resale, side by side. Paul prices both so the comparison is real rather than a builder's brochure against a listing photo.

Five-star client reviews

In clients' own words, exactly as they wrote them on Google.

We were first time home buyers with a lot of questions. Paul was able to answer all of them, walk us through the things we didn't think to ask, as well as navigate everything with us. Kept us in the loop at all times, no matter the time or day of the week. Worked extremely hard to make sure everything was on track for closing! In the future when we buy or sell again, I'll be shooting Paul a message to get the process started again. Stellar guy!

Steven McAllistervia Google★★★★★

Paul was invaluable to our search for our first home. He answered all of our questions, even ones we did not think of during the buying journey. He was very patient, knowledgable, and available throughout the process. We would definitely recommend Paul for any one looking to a buy a home.

Riley Hundleyvia Google★★★★★

I highly recommend Paul and his team for your next home sale or purchase! He and his team go above and beyond during the entire process and keep you in the know at every turn. He made the process as smooth and enjoyable as can be!

Ryan Simsvia Google★★★★★

Smithville questions, answered

What does a home cost in Smithville?

Redfin put the median sale price at $372,027 for the three months ending May 2026, up 5.5 percent year over year, and Homes.com puts the trailing twelve-month median at $365,000. The range matters more than the median here: recent sales have run from about $140,000 for a small in-town home to nearly $680,000 for custom acreage, and active builder inventory has listed from roughly $286,000 to $630,000. Which number applies to you depends mostly on whether you are buying new or resale.

Is the commute from Smithville too long?

That is a household question rather than a market one, and Paul answers it honestly. The mean commute is 28.9 minutes each way, the longest of the four Northland markets he covers, and only 10.9 percent of working residents work from home, the lowest share. Five days a week, that is roughly 240 hours a year. For some households that buys a newer house, a bigger lot and a lake ten minutes away. For others it does not, and Paul would rather say so before you write an offer.

Should I buy new construction or a resale in Smithville?

Smithville is the one market in Paul's coverage where this is the first question. Nearly seven in ten homes here were built in 1990 or later and builders are still active, so new inventory competes directly with resale for the same buyer. New gives you warranty and nothing deferred; resale usually gives you a better price per square foot, an established lot and mature trees. What decides it is the comparison done properly, which means reading the builder's allowance list against a real resale comp rather than a brochure against a listing photo.

What is Smithville Lake, exactly?

A 7,190-acre Corps of Engineers reservoir on the Little Platte River, the largest body of water in the Kansas City metro, with 175 miles of shoreline and about 5,000 acres of public land around it. The dam was finished in 1977 and impoundment began in 1979. It was built first for flood control and it supplies the city's drinking water. It also carries two full-service marinas, two swim beaches, 777 campsites, 36 holes of public golf at Paradise Pointe and more than 60 miles of trail, and it draws over 1.3 million visits a year.

Is Smithville good for rentals?

Not as a cash-flow play, and it is better to know that going in. Zillow's rent index for the ZIP stood near $1,861 in July 2026 against a median sale price between roughly $373,000 and $406,000 that spring, so gross rent sits well under one percent of value. Add the 86.1 percent ownership rate and the renter pool is genuinely small. What Smithville offers an investor is time: appreciation plus tenants who tend to renew. The lake also makes this the one market in Paul's coverage where short-term rental demand is real, though anyone buying on that basis should confirm the city's current rules and any subdivision restrictions first.

What should I check before buying new here?

The allowance list, the change-order terms, the grading plan and the phase schedule, in that order. Those four documents decide what your final price actually is and what your street will look like once the builder finishes. Paul reads them with you and attends the builder walkthroughs so the punch list is recorded by someone representing you rather than the seller. Outside the city's service area he also checks well, septic and the flood designation before an offer goes in.

Twenty-two subjects in Paul's own words

Pricing, inspections, appraisals, probate, VA purchases, new construction and the rest of it, written out in full for the whole Kansas City Northland at Paul's Authority Center.

Open the Authority Center

Start with the address, or the drive

No cost, no obligation and no drip campaign. One conversation about your situation, your number and your timing.

Tell Paul what you are weighing

A builder's lot, a resale you saw, or just Smithville against Liberty.

He prices both sides

New against resale, and Smithville against the market you would otherwise buy in.

You get the trade as a number

The drive, the price per square foot and what your street supports, in writing.

(816) 812-4865

RE/MAX Revolution, 2 Victory Drive, Liberty, MO 64068

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